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Terms of Service

⚠️ This is a plain-language template, not legal advice. Have a qualified attorney review and adapt it (company name, jurisdiction, refund policy, tax) before relying on it. Placeholders are in [brackets].

Last updated: [DATE]

TickerWorth is an educational tool. Everything it outputs reflects the assumptions shown — it is not a prediction, not a recommendation, and not investment, financial, legal, or tax advice. We are not a broker, dealer, or registered investment adviser. Do your own research and consult a licensed professional before making any investment decision.

1. Who we are

TickerWorth ("the Service") is operated by [Your name / company] ("we", "us"). Contact: [support email].

2. What the Service does

The Service builds discounted-cash-flow (DCF) and related analyses from public market data and from assumptions you and we choose. Outputs are illustrative models, not statements of fact about any security's value or future performance. Market data is sourced from third parties and may be delayed, incomplete, or inaccurate.

3. Accounts

You must provide a valid email and keep your password secure. You are responsible for activity under your account. You must be at least 18 (or the age of majority in your jurisdiction) and legally able to enter this agreement.

4. Subscriptions & billing

Pro costs $2 per month (or the price shown at checkout), billed in advance and auto-renewing each month until cancelled.
Payments are processed by Stripe. We never receive or store your full card details.
You can cancel anytime from the billing portal; access continues until the end of the current paid period.
Except where required by law, payments are non-refundable. [State your refund policy here.]
We may change prices with reasonable notice; changes apply to the next billing cycle.

5. Acceptable use

Don't misuse the Service: no scraping at scale, reselling the data/output as your own product, attacking or overloading the infrastructure, reverse-engineering, or using it unlawfully.

6. No warranty

The Service is provided "as is" and "as available", without warranties of any kind. We do not warrant that outputs are accurate, complete, or fit for any purpose, or that the Service will be uninterrupted or error-free.

7. Limitation of liability

To the maximum extent permitted by law, we are not liable for any investment losses, lost profits, or indirect, incidental, or consequential damages arising from your use of the Service or reliance on its outputs. Our total liability is limited to the amount you paid us in the 12 months before the claim.

8. Changes & termination

We may modify or discontinue the Service or these Terms; material changes will be posted here. We may suspend or terminate accounts that violate these Terms.

9. Governing law

These Terms are governed by the laws of [your state/country], without regard to conflict-of-laws rules.

10. Contact

Questions? [support email].