BILL · available-data snapshot
BILL Holdings, Inc. (BILL): Available-Data Snapshot
TickerWorth does not publish a DCF fair value for BILL Holdings, Inc. (BILL); the reason is set out below. What its filings and market data do show is below. The snapshot also sets out its trading multiples against 5 peers. Snapshot as of Oct 19, 2026.
Model by Miraaj Patel · generated from public market data · Updated Oct 19, 2026 · How these pages are made
Why is there no fair value for BILL?
We do not publish a fair value for BILL Holdings, Inc.. What we can say from its filings and market data is below.
What is BILL's TickerWorth Score?
Cheap against our estimate — but a weaker business
Compared with Technology companies in US
Its strongest point: trades below our estimate of what it's worth. Its weakest: growth is slow or negative.
- Value · 67 of 100
Cheaper than 67% of Technology companies in US
- Price vs worth · 81 of 100
- Quality · 44 of 100
More profitable than 44% of Technology companies in US
- Financial health · 54 of 100
Financially stronger than 54% of Technology companies in US
- Growth · 37 of 100
Growing faster than 37% of Technology companies in US
- Momentum · 48 of 100
Outperformed 48% of Technology companies in US over the past year
Confidence: Medium confidence · Scored
Get the Undervalued Company of the Week.
- Price
- $45.60
- Market cap
- $4,
541, 610, 496 - 52-week high
- $57.21
- 52-week low
- $31.41
- Currency
- USD
- Exchange
- NYSE
Snapshot of Oct 19, 2026, quote time not published · Prices are delayed.
What we can say
We don't publish a discounted-cash-flow fair value for BILL Holdings, Inc. (BILL) because the free data sources we rely on don't expose the multi-year financials a DCF needs — common for small or thinly-covered listings. Rather than invent numbers, this page shows an honest snapshot of what the public data does support: the current price and size, any relative valuation multiples that exist, a book-value view, and a price-based read. Treat it as a descriptive starting point, not a valuation and not investment advice.
Read the full reasoning
On the numbers we do have, BILL trades at a recent price of $45.60, a market capitalisation of about $4,541,610,496, sitting 55% of the way up its 52-week range ($31.41–$57.21), on the NYSE.
The standard alternative to a DCF is relative valuation — comparing BILL's trading multiples against a sector benchmark. Here that gives Fwd P/E of 10.5× (cheaper than the peer median of 17.0×); P/B of 1.2× (cheaper than the peer median of 15.7×); P/S of 2.7× (cheaper than the peer median of 11.8×); EV/EBITDA of 38.4× (richer than the peer median of 25.5×). A cheaper multiple than peers can flag a discount or a market that expects weaker growth; it is a comparison, not a recommendation.
The asset, or book-value, lens is the classic tool for asset-heavy businesses and financials. BILL shows a price-to-book (P/B) of 1.19 and book value of $38.35 per share. Price-to-book compares the market price to the accounting net-asset value per share; below 1.0 can mean a discount to net assets or that the market is pricing in trouble — descriptive either way, never a buy signal on its own.
Finally, a price-based read — explicitly not a valuation. BILL is in a mixed trend, trading -20.3% from its 52-week high. Over the past year the stock is -13.2%. Moving-average trend and 52-week position describe where the stock has traded; they say nothing about what it is worth.
BILL vs peers
Sector benchmark (bellwethers, not direct competitors).
| Multiple | BILL | Peer median | Read |
|---|---|---|---|
| Fwd P/E | 10.5× | 17.0× | cheaper than |
| P/B | 1.2× | 15.7× | cheaper than |
| P/S | 2.7× | 11.8× | cheaper than |
| EV/EBITDA | 38.4× | 25.5× | richer than |
What does BILL Holdings, Inc. do?
What does it do?
BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It operates in the Software - Application industry (Technology sector), headquartered in United States. The company employs roughly 1,683 people.
How does it make money?
The business turns $1.7B in annual revenue into profit. Out of every $100 of sales, about $10 is left as operating profit (operating margin of 9.7%), after a 84% gross margin on the products/services it sells. After all costs, taxes and interest, -0.7% of revenue becomes bottom-line net profit.
Is it financially healthy?
Financially it looks solid: carries modest debt (0.5× equity), comfortably covers its short-term bills (1.5× current ratio), and is currently lossmaking.
Who at BILL filed insider trades?
| Date | Insider | Relationship | What happened | Value | Filing |
|---|---|---|---|---|---|
| Lacerte Rene A. | Director, CEO | Open-market sale | $547,003.69 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) | |
| Lacerte Rene A. | Director, CEO | Open-market sale | $512,751.62 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) | |
| Lacerte Rene A. | Director, CEO | Open-market sale | $768,827.51 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) | |
| Lacerte Rene A. | Director, CEO | Open-market sale | $291,172.57 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) | |
| Lacerte Rene A. | Director, CEO | Open-market sale | $1,937,018.96 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) | |
| Lacerte Rene A. | Director, CEO | Open-market sale | $4,902,228.36 | Form 4 for Lacerte Rene A. (opens sec.gov in a new tab) |
A disclosure, not a signal to trade. Source: SEC EDGAR (Form 4). Older filings and the 90-day buying-and-selling read are part of Pro. See plans
Companies we do put a number on
Not investment advice. TickerWorth Score is a model output.
A descriptive, available-data snapshot and relative comparison — NOT a DCF, NOT a price target, and NOT investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public market data that can be wrong, stale or incomplete.