IRFC.NS · available-data snapshot
Indian Railway Finance Corporation Limited (IRFC.NS): Available-Data Snapshot
TickerWorth does not publish a DCF fair value for Indian Railway Finance Corporation Limited (IRFC.NS); the reason is set out below. What its filings and market data do show is below. The snapshot also sets out its trading multiples against 5 peers. Snapshot as of Oct 19, 2026.
Model by Miraaj Patel · generated from public market data · Updated Oct 19, 2026 · How these pages are made
Why is there no fair value for IRFC.NS?
We do not publish a fair value for Indian Railway Finance Corporation Limited. What we can say from its filings and market data is below.
What is IRFC.NS's TickerWorth Score?
Scores lower than most companies we compare it with
Compared with Financial Services companies in India
Its strongest point: a profitable, high-quality business. Its weakest: recent price trend has been weak.
- Value · 58 of 100
Cheaper than 58% of Financial Services companies in India
- Price vs worth · 35 of 100
- Quality · 78 of 100
More profitable than 78% of Financial Services companies in India
- Financial health · 34 of 100
Financially stronger than 34% of Financial Services companies in India
- Growth · 25 of 100
Growing faster than 25% of Financial Services companies in India
- Momentum · 4 of 100
Outperformed 4% of Financial Services companies in India over the past year
Confidence: High confidence · Scored
Get the Undervalued Company of the Week.
- Price
- ₹78.44
- Market cap
- ₹1,
025, 093, 664, 768 - 52-week high
- ₹137.17
- 52-week low
- ₹74.06
- Currency
- INR
- Exchange
- NSE
Snapshot of Oct 19, 2026, quote time not published · Prices are delayed.
What we can say
We don't publish a discounted-cash-flow fair value for Indian Railway Finance Corporation Limited (IRFC.NS) because the free data sources we rely on don't expose the multi-year financials a DCF needs — common for small or thinly-covered listings. Rather than invent numbers, this page shows an honest snapshot of what the public data does support: the current price and size, any relative valuation multiples that exist, a book-value view, and a price-based read. Treat it as a descriptive starting point, not a valuation and not investment advice.
Read the full reasoning
On the numbers we do have, IRFC.NS trades at a recent price of ₹78.44, a market capitalisation of about ₹1,025,093,664,768, sitting 7% of the way up its 52-week range (₹74.06–₹137.17), on the NSE.
The standard alternative to a DCF is relative valuation — comparing IRFC.NS's trading multiples against a sector benchmark. Here that gives P/E of 13.9× (in line with the peer median of 14.2×); Fwd P/E of 10.7× (cheaper than the peer median of 13.3×); P/B of 1.7× (cheaper than the peer median of 2.6×); P/S of 13.5× (richer than the peer median of 4.7×); Dividend yield of 2.7% (cheaper than the peer median of 1.9%). A cheaper multiple than peers can flag a discount or a market that expects weaker growth; it is a comparison, not a recommendation.
The asset, or book-value, lens is the classic tool for asset-heavy businesses and financials. IRFC.NS shows a price-to-book (P/B) of 1.69 and book value of ₹46.39 per share. Price-to-book compares the market price to the accounting net-asset value per share; below 1.0 can mean a discount to net assets or that the market is pricing in trouble — descriptive either way, never a buy signal on its own.
Finally, a price-based read — explicitly not a valuation. IRFC.NS is in a down-trend (price below both its 50- and 200-day averages), trading -42.8% from its 52-week high. Over the past year the stock is -35.8%. Moving-average trend and 52-week position describe where the stock has traded; they say nothing about what it is worth.
IRFC.NS vs peers
Sector benchmark (bellwethers, not direct competitors).
| Multiple | IRFC.NS | Peer median | Read |
|---|---|---|---|
| P/E | 13.9× | 14.2× | in line with |
| Fwd P/E | 10.7× | 13.3× | cheaper than |
| P/B | 1.7× | 2.6× | cheaper than |
| P/S | 13.5× | 4.7× | richer than |
| Dividend yield | 2.7% | 1.9% | cheaper than |
What does Indian Railway Finance Corporation Limited do?
What does it do?
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business to other entities under the Ministry of Railways; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It operates in the Credit Services industry (Financial Services sector), headquartered in India. The company employs roughly 59 people.
How does it make money?
The business turns 76.0B in annual revenue into profit. Out of every $100 of sales, about $98 is left as operating profit (operating margin of 97.5%), after a 100% gross margin on the products/services it sells. After all costs, taxes and interest, 97.1% of revenue becomes bottom-line net profit.
Is it financially healthy?
Financially it looks stretched: carries heavy debt (7.2× equity), comfortably covers its short-term bills (12.3× current ratio), and is currently profitable.
IRFC.NS insider trading
Insider filings are available for US-listed companies only.
Companies we do put a number on
Not investment advice. TickerWorth Score is a model output.
A descriptive, available-data snapshot and relative comparison — NOT a DCF, NOT a price target, and NOT investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public market data that can be wrong, stale or incomplete.