PAGS · available-data snapshot
PagSeguro Digital Ltd. (PAGS): Available-Data Snapshot
TickerWorth does not publish a DCF fair value for PagSeguro Digital Ltd. (PAGS); the reason is set out below. What its filings and market data do show is below. The snapshot also sets out its trading multiples against 5 peers. Snapshot as of Oct 19, 2026.
Model by Miraaj Patel · generated from public market data · Updated Oct 19, 2026 · How these pages are made
Why is there no fair value for PAGS?
We do not publish a fair value for PagSeguro Digital Ltd.. What we can say from its filings and market data is below.
What is PAGS's TickerWorth Score?
Cheap against our estimate — but a weaker business
Compared with Technology companies in US
Its strongest point: trades below our estimate of what it's worth. Its weakest: growth is slow or negative.
- Value · 79 of 100
Cheaper than 79% of Technology companies in US
- Price vs worth · 100 of 100
- Quality · 59 of 100
More profitable than 59% of Technology companies in US
- Financial health · 57 of 100
Financially stronger than 57% of Technology companies in US
- Growth · 19 of 100
Growing faster than 19% of Technology companies in US
- Momentum · 60 of 100
Outperformed 60% of Technology companies in US over the past year
Confidence: Medium confidence · Scored
Get the Undervalued Company of the Week.
- Price
- $11.04
- Market cap
- $3,
043, 131, 904 - 52-week high
- $12.32
- 52-week low
- $8.42
- Currency
- USD
- Exchange
- NYSE
Snapshot of Oct 19, 2026, quote time not published · Prices are delayed.
What we can say
We don't publish a discounted-cash-flow fair value for PagSeguro Digital Ltd. (PAGS) because the free data sources we rely on don't expose the multi-year financials a DCF needs — common for small or thinly-covered listings. Rather than invent numbers, this page shows an honest snapshot of what the public data does support: the current price and size, any relative valuation multiples that exist, a book-value view, and a price-based read. Treat it as a descriptive starting point, not a valuation and not investment advice.
Read the full reasoning
On the numbers we do have, PAGS trades at a recent price of $11.04, a market capitalisation of about $3,043,131,904, sitting 67% of the way up its 52-week range ($8.42–$12.32), on the NYSE.
The standard alternative to a DCF is relative valuation — comparing PAGS's trading multiples against a sector benchmark. Here that gives P/E of 7.8× (cheaper than the peer median of 29.5×); Fwd P/E of 5.8× (cheaper than the peer median of 17.0×); P/B of 1.0× (cheaper than the peer median of 15.7×); P/S of 0.2× (cheaper than the peer median of 11.8×); EV/EBITDA of 0.4× (cheaper than the peer median of 25.5×); Dividend yield of 10.1% (cheaper than the peer median of 0.7%). A cheaper multiple than peers can flag a discount or a market that expects weaker growth; it is a comparison, not a recommendation.
The asset, or book-value, lens is the classic tool for asset-heavy businesses and financials. PAGS shows a price-to-book (P/B) of 1.03 and book value of $10.74 per share. Price-to-book compares the market price to the accounting net-asset value per share; below 1.0 can mean a discount to net assets or that the market is pricing in trouble — descriptive either way, never a buy signal on its own.
Finally, a price-based read — explicitly not a valuation. PAGS is in a mixed trend, trading -10.4% from its 52-week high. Over the past year the stock is +21.8%. Moving-average trend and 52-week position describe where the stock has traded; they say nothing about what it is worth.
PAGS vs peers
Sector benchmark (bellwethers, not direct competitors).
| Multiple | PAGS | Peer median | Read |
|---|---|---|---|
| P/E | 7.8× | 29.5× | cheaper than |
| Fwd P/E | 5.8× | 17.0× | cheaper than |
| P/B | 1.0× | 15.7× | cheaper than |
| P/S | 0.2× | 11.8× | cheaper than |
| EV/EBITDA | 0.4× | 25.5× | cheaper than |
| Dividend yield | 10.1% | 0.7% | cheaper than |
What does PagSeguro Digital Ltd. do?
What does it do?
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It operates in the Software - Infrastructure industry (Technology sector), headquartered in Brazil.
How does it make money?
The business turns $19.8B in annual revenue into profit. Out of every $100 of sales, about $36 is left as operating profit (operating margin of 36.2%), after a 51% gross margin on the products/services it sells. After all costs, taxes and interest, 10.9% of revenue becomes bottom-line net profit.
Is it financially healthy?
Financially it looks solid: carries modest debt (0.1× equity), comfortably covers its short-term bills (1.6× current ratio), and is currently profitable.
Who at PAGS filed insider trades?
| Date | Insider | Relationship | What happened | Value | Filing |
|---|---|---|---|---|---|
| Magnani Alexandre Mr | Director | Open-market sale | $399,582.40 | Form 4 for Magnani Alexandre Mr (opens sec.gov in a new tab) | |
| Magnani Alexandre Mr | Director | Open-market sale | $3,285,000.00 | Form 4 for Magnani Alexandre Mr (opens sec.gov in a new tab) | |
| Magnani Alexandre Mr | Director | Open-market sale | $1,060,000.00 | Form 4 for Magnani Alexandre Mr (opens sec.gov in a new tab) | |
| Dutra da Silva Ricardo | Principal Executive Officer | Open-market sale | $231,750.00 | Form 4 for Dutra da Silva Ricardo (opens sec.gov in a new tab) | |
| Dutra da Silva Ricardo | Principal Executive Officer | Open-market sale | $231,000.00 | Form 4 for Dutra da Silva Ricardo (opens sec.gov in a new tab) | |
| Dutra da Silva Ricardo | Principal Executive Officer | Open-market sale | $229,250.00 | Form 4 for Dutra da Silva Ricardo (opens sec.gov in a new tab) |
A disclosure, not a signal to trade. Source: SEC EDGAR (Form 4). Older filings and the 90-day buying-and-selling read are part of Pro. See plans
Companies we do put a number on
Not investment advice. TickerWorth Score is a model output.
A descriptive, available-data snapshot and relative comparison — NOT a DCF, NOT a price target, and NOT investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public market data that can be wrong, stale or incomplete.