BAJAJHLDNG.NS · Intrinsic value
Is Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) overvalued or undervalued?
Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) trades at the delayed market price of ₹11,265.00 a share. That price already implies revenue growth of more than 25%/yr. TickerWorth's fair value is ₹7,261.44 a share (55% above fair value), as of Oct 19, 2026. It is a model estimate, and every input behind it is sourced below.
Model by Miraaj Patel · generated from market data · Updated Oct 19, 2026 · How these pages are made
Is BAJAJHLDNG.NS overvalued?
- Fair value
- ₹7,261.44
- Market price
- ₹11,265.00
- Downside to fair value
- 35.5%
- Verdict
- 55% above fair value
Reverse DCF, on our cash-flow model rather than the fair value above: Today's price implies revenue growth of more than 25%/yr. Above about 25% a year the reverse-DCF stops being informative. It solves for revenue growth alone — holding margins, capital intensity and the forecast horizon fixed — so a price well above our cash-flow model's value has nowhere to go but growth, and the solver returns a rate the model can't reconcile. Read it as "the price implies growth we can't justify", not as a forecast.
What is BAJAJHLDNG.NS's TickerWorth Score?
Middle of the pack — real strengths and real weaknesses
Compared with Financial Services companies in India
Its strongest point: strong balance sheet. Its weakest: trades above our estimate of what it's worth.
- Value · 36 of 100
Cheaper than 36% of Financial Services companies in India
- Price vs worth · 22 of 100
- Quality · 71 of 100
More profitable than 71% of Financial Services companies in India
- Financial health · 80 of 100
Financially stronger than 80% of Financial Services companies in India
- Growth · 39 of 100
Growing faster than 39% of Financial Services companies in India
- Momentum · 71 of 100
Outperformed 71% of Financial Services companies in India over the past year
Confidence: Medium confidence · Scored
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BAJAJHLDNG.NS DCF valuation: what the price assumes
At a recent price of ₹11,265, Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) trades 55% above TickerWorth's blended fair value of ₹7,261 per share. For this company that blend leans on peer multiples: our discounted-cash-flow model holds margins flat and fades growth toward a long-run rate, which systematically understates a business growing this fast, so its figure (about ₹1,180) is shown as a reference beside the range rather than blended into it. Our estimate sits below the market — read that as a statement about how the market prices BAJAJHLDNG.NS against comparable companies, not as a finding that it is overvalued on cash flow. This is an educational model, not a price target or a recommendation.
Read the full reasoning
The valuation discounts Bajaj Holdings & Investment Limited's projected free cash flows at a weighted-average cost of capital (WACC) of 9.8%, with a long-run terminal growth rate of 2.5%. About 73% of the enterprise value comes from the terminal value — the portion beyond the explicit forecast window — which is typical for a stable, cash-generative business and a reminder that small changes in the discount rate or terminal growth assumption swing the intrinsic value meaningfully.
Running the DCF in reverse — solving for the growth the current price already assumes — BAJAJHLDNG.NS would need sustained revenue growth of more than 25%/yr to justify today's price, against about 13.9% a year compounded in our base case. We don't quote a precise figure here, because past about 25% a year the reverse-DCF stops being informative: it solves for revenue growth alone, holding margins, capital intensity and the forecast horizon fixed, so a price well above our fair value has nowhere to go but growth. The honest reading is that the price implies growth this model can't reconcile — not that we forecast it.
Sensitivity matters more than any single number. Across a reasonable band of discount-rate assumptions, BAJAJHLDNG.NS's modeled DCF value ranges from about ₹901.30 to ₹1,743 per share. If that range still sits below today's price, the market is optimistic relative to the model across the whole band; if it brackets the price, the stock is roughly fairly valued on our assumptions. Use the interactive slider to see exactly where your own cost-of-capital view lands.
How to read this page: the DCF fair value is what Bajaj Holdings & Investment Limited would be worth if its cash flows grow as modeled and are discounted at the stated WACC. The assumptions table shows every input and its source; the reverse-DCF shows what the market believes; the sensitivity band shows how fragile the answer is. None of this is investment advice — it is a transparent, auditable framework for forming your own view of BAJAJHLDNG.NS's intrinsic value. Figures update as new filings and prices come in.
Every input behind BAJAJHLDNG.NS's DCF
| Input | Value |
|---|---|
| Base-year revenueLive feed — totalRevenue (TTM) | ₹12,055,800,000 |
| Base EBIT marginComputed — trailing operatingMargins, held roughly flat | 60.0% |
| Forecast revenue growthESTIMATEAssumption — TickerWorth's 5-year explicit forecast | 24% → 19% → 14% → 9% → 4% |
| Risk-free rateLive feed — US 10-year Treasury yield (^TNX) | 5.1% |
| BetaLive feed — yfinance, 5-year monthly beta vs the S&P 500 (clamped to 0.4–2.5) | 1.00 |
| Terminal growthESTIMATEAssumption — TickerWorth house default 2.5%, held below WACC | 2.5% |
| Diluted sharesLive feed — sharesOutstanding | 111M |
| Market priceLast known price · as of 2026-10-19 19:28 UTC | ₹11,265 |
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What does Bajaj Holdings & Investment Limited do?
What does it do?
Bajaj Holdings & Investment Limited, an investment holding company, operates as a non-banking financial-investment and credit company in India. It invests in listed and unlisted securities of companies. It operates in the Asset Management industry (Financial Services sector), headquartered in India. The company employs roughly 14 people.
How does it make money?
The business turns 12.1B in annual revenue into profit. Out of every $100 of sales, about $85 is left as operating profit (operating margin of 84.8%), after a 99% gross margin on the products/services it sells. After all costs, taxes and interest, 734.6% of revenue becomes bottom-line net profit.
Is it financially healthy?
Financially it looks solid: carries modest debt (0.0× equity), and is currently profitable.
BAJAJHLDNG.NS insider trading
Insider filings are available for US-listed companies only.
Common questions
What is BAJAJHLDNG.NS's intrinsic value?
TickerWorth's blended fair value for Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) is ₹7,261 per share, versus a market price of ₹11,265 (55% above fair value).
Is BAJAJHLDNG.NS overvalued or undervalued?
Our cash-flow model understates a business growing this fast, so we don't call BAJAJHLDNG.NS overvalued on it. Against a blend that leans on peer multiples, the price of ₹11,265 sits 55% above our estimate. This is an educational estimate, not advice.
What discount rate is used for BAJAJHLDNG.NS?
A WACC of 9.8% and a terminal growth rate of 2.5%.
Is Bajaj Holdings & Investment stock undervalued?
TickerWorth's fair value for Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) is ₹7,261.44 against a market price of ₹11,265.00. Our read: 55% above fair value. This is a model estimate, not investment advice.
Bajaj Holdings & Investment (BAJAJHLDNG.NS) DCF valuation and fair value
Our fair value for Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS) is ₹7,261.44, built on a 9.8% discount rate (WACC) and 2.5% terminal growth. It blends our discounted-cash-flow model with other valuation lenses. Every assumption is listed on this page with its source.
What growth is priced into Bajaj Holdings & Investment stock?
Today's price implies revenue growth of more than 25%/yr. Above about 25% a year the reverse-DCF stops being informative. It solves for revenue growth alone — holding margins, capital intensity and the forecast horizon fixed — so a price well above our cash-flow model's value has nowhere to go but growth, and the solver returns a rate the model can't reconcile. Read it as "the price implies growth we can't justify", not as a forecast. This is a reverse DCF: it holds our cash-flow model's other inputs and solves for the revenue growth that makes the model equal today's price of ₹11,265.00. A model estimate, not investment advice.
Bajaj Holdings & Investment (BAJAJHLDNG.NS) insider trading
We have no recent SEC Form 4 insider filings on file for Bajaj Holdings & Investment Limited (BAJAJHLDNG.NS). Form 4 covers US-listed companies only.
Stocks below our fair value instead
Not investment advice. TickerWorth Score is a model output.
Educational tool. Every output reflects the assumptions shown — not a prediction and not investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public filings and market data that can be wrong.