GEN · Intrinsic value
Is Gen Digital Inc. (GEN) overvalued or undervalued?
Gen Digital Inc. (GEN) trades at the delayed market price of $24.16 a share. That price already implies revenue growth of 1.2% a year for 5 years. TickerWorth's fair value is $58.38 a share (59% below fair value), as of Oct 19, 2026. It is a model estimate, and every input behind it is sourced below.
Model by Miraaj Patel · generated from SEC filings and market data · Updated Oct 19, 2026 · How these pages are made
Is GEN undervalued?
- Fair value
- $58.38
- Market price
- $24.16
- Upside to fair value
- +141.6%
- Verdict
- 59% below fair value
Reverse DCF: Today's price implies revenue growth of 1.2% a year for 5 years; our model assumes 6.2% a year on average over the same horizon.
What is GEN's TickerWorth Score?
Cheap against our estimate — but a weaker business
Compared with Technology companies in US
Its strongest point: trades below our estimate of what it's worth. Its weakest: balance sheet looks stretched.
- Value · 79 of 100
Cheaper than 79% of Technology companies in US
- Price vs worth · 100 of 100
- Quality · 82 of 100
More profitable than 82% of Technology companies in US
- Financial health · 6 of 100
Financially stronger than 6% of Technology companies in US
- Growth · 42 of 100
Growing faster than 42% of Technology companies in US
- Momentum · 45 of 100
Outperformed 45% of Technology companies in US over the past year
Confidence: High confidence · Scored
Get the Undervalued Company of the Week.
GEN DCF valuation: where the gap comes from
At a recent price of $24.16, Gen Digital Inc. (GEN) trades 59% below TickerWorth's blended fair value of $58.38 per share — a discounted-cash-flow model cross-checked against peer multiples and asset value — meaning the market currently prices GEN undervalued vs our estimate of what the business is intrinsically worth. Our fair value sits above the market, an implied +141.6% move to close the gap if the business performs in line with our assumptions. This is an educational model, not a price target or a recommendation — the value moves with the inputs, which you can test yourself using the WACC slider below.
Read the full reasoning
One of the lenses behind that blended figure is a discounted-cash-flow model, which on its own values GEN at about $33.79 per share. The rest of this page walks through that DCF — its assumptions, reverse-DCF and discount-rate sensitivity — because it is the auditable anchor of the blend.
The valuation discounts Gen Digital Inc.'s projected free cash flows at a weighted-average cost of capital (WACC) of 9.1%, with a long-run terminal growth rate of 2.5%. About 74% of the enterprise value comes from the terminal value — the portion beyond the explicit forecast window — which is typical for a stable, cash-generative business and a reminder that small changes in the discount rate or terminal growth assumption swing the intrinsic value meaningfully.
Running the DCF in reverse — solving for the growth the current price already assumes — the market is implying roughly 1.2% annual revenue growth for GEN. Our base case instead compounds to about 6.2% a year over the same forecast, so the market is pricing in slower growth than our base case. The reverse-DCF is a quick sanity check: it reframes 'is this stock cheap?' as 'do I believe the growth the price requires?' rather than arguing over a single point estimate of fair value.
Sensitivity matters more than any single number. Across a reasonable band of discount-rate assumptions, GEN's modeled DCF value ranges from about $22.06 to $59.81 per share. If that range still sits below today's price, the market is optimistic relative to the model across the whole band; if it brackets the price, the stock is roughly fairly valued on our assumptions. Use the interactive slider to see exactly where your own cost-of-capital view lands.
How to read this page: the DCF fair value is what Gen Digital Inc. would be worth if its cash flows grow as modeled and are discounted at the stated WACC. The assumptions table shows every input and its source; the reverse-DCF shows what the market believes; the sensitivity band shows how fragile the answer is. None of this is investment advice — it is a transparent, auditable framework for forming your own view of GEN's intrinsic value. Figures update as new filings and prices come in.
Every input behind GEN's DCF
| Input | Value |
|---|---|
| Base-year revenueGen Digital Inc. FY2026 10-K (accession 0000849399-26-000017): us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, FY2026 full year. | $5,000,000,000 |
| Base EBIT marginGen Digital Inc. FY2026 10-K (accession 0000849399-26-000017): us-gaap:OperatingIncomeLoss 2,120,000,000 / revenue 5,000,000,000 = 42.40%, FY2026. | 42.4% |
| Forecast revenue growthESTIMATEAssumption — TickerWorth's 5-year explicit forecast | 8% → 7% → 6% → 5% → 4% |
| Risk-free rateLive feed — US 10-year Treasury yield (^TNX) | 5.1% |
| BetaLive feed — yfinance, 5-year monthly beta vs the S&P 500 (clamped to 0.4–2.5) | 1.26 |
| Terminal growthESTIMATEAssumption — TickerWorth house default 2.5%, held below WACC | 2.5% |
| Diluted sharesGen Digital Inc. FY2026 10-K (accession 0000849399-26-000017): WeightedAverageNumberOfDilutedSharesOutstanding = 619,000,000 shares, FY2026. | 619M |
| Market priceDelayed quote · as of 2026-10-19 13:15 UTC | $24.16 |
Change GEN's assumptions
The discount-rate dial and the editable model
ProChange growth, margin and WACC yourself — Pro (7-day free trial, card required).
What does Gen Digital Inc. do?
What does it do?
Gen Digital Inc. engages in the provision of cyber safety and trust-based solutions for individuals, families, and small businesses. It operates in the Software - Infrastructure industry (Technology sector), headquartered in United States. The company employs roughly 3,900 people.
How does it make money?
The business turns $5.1B in annual revenue into profit. Out of every $100 of sales, about $36 is left as operating profit (operating margin of 35.6%), after a 78% gross margin on the products/services it sells. After all costs, taxes and interest, 20.7% of revenue becomes bottom-line net profit.
Is it financially healthy?
Financially it looks stretched: carries heavy debt (3.1× equity), may struggle to cover its short-term bills (0.5× current ratio), and is currently profitable.
Who at GEN filed insider trades?
| Date | Insider | Relationship | What happened | Value | Filing |
|---|---|---|---|---|---|
| Hoskins Roche L Talbott | Director | Grant / award | — | Form 4 for Hoskins Roche L Talbott (opens sec.gov in a new tab) | |
| Hoskins Roche L Talbott | Director | Grant / award | $46,284.00 | Form 4 for Hoskins Roche L Talbott (opens sec.gov in a new tab) | |
| Vlcek Ondrej | Director | Grant / award | — | Form 4 for Vlcek Ondrej (opens sec.gov in a new tab) | |
| Vlcek Ondrej | Director | Shares withheld (tax) | $78,774.72 | Form 4 for Vlcek Ondrej (opens sec.gov in a new tab) | |
| Smith Sherrese M | Director | Grant / award | — | Form 4 for Smith Sherrese M (opens sec.gov in a new tab) | |
| Smith Sherrese M | Director | Grant / award | — | Form 4 for Smith Sherrese M (opens sec.gov in a new tab) |
A disclosure, not a signal to trade. Source: SEC EDGAR (Form 4). Older filings and the 90-day buying-and-selling read are part of Pro. See plans
Common questions
What is GEN's intrinsic value?
TickerWorth's blended fair value for Gen Digital Inc. (GEN) is $58.38 per share, versus a market price of $24.16 (59% below fair value).
Is GEN overvalued or undervalued?
On our blended fair value GEN looks undervalued vs fair value at $24.16. This is an educational estimate, not advice.
What discount rate is used for GEN?
A WACC of 9.1% and a terminal growth rate of 2.5%.
Is Gen Digital stock undervalued?
TickerWorth's fair value for Gen Digital Inc. (GEN) is $58.38 against a market price of $24.16. Our read: 59% below fair value. This is a model estimate, not investment advice.
Gen Digital (GEN) DCF valuation and fair value
Our fair value for Gen Digital Inc. (GEN) is $58.38, built on a 9.1% discount rate (WACC) and 2.5% terminal growth. It blends our discounted-cash-flow model with other valuation lenses. Every assumption is listed on this page with its source.
What growth is priced into Gen Digital stock?
Today's price implies revenue growth of 1.2% a year for 5 years; our model assumes 6.2% a year on average over the same horizon. This is a reverse DCF: it holds our cash-flow model's other inputs and solves for the revenue growth that makes the model equal today's price of $24.16. A model estimate, not investment advice.
Gen Digital (GEN) insider trading
The most recent insider filing (SEC Form 4) for Gen Digital Inc. (GEN): Hoskins Roche L Talbott, Director, grant / award on 2026-10-06. The latest filings are listed on this page. A disclosure, not a signal to trade.
More stocks below our fair value
Not investment advice. TickerWorth Score is a model output.
Educational tool. Every output reflects the assumptions shown — not a prediction and not investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public filings and market data that can be wrong.