Skip to content

CL · Intrinsic value

Is Colgate-Palmolive Company (CL) overvalued or undervalued?

Colgate-Palmolive Company (CL) trades at the delayed market price of $94.11 a share. That price already implies revenue growth of 6.4% a year for 5 years. TickerWorth's fair value is $85.39 a share (priced within our range of $52.80 – $121.84). We do not call it over- or undervalued from inside our range.

Model by · generated from SEC filings and market data · Updated Oct 19, 2026 · How these pages are made

Is CL fairly valued?

Fair value
$85.39
Market price
$94.11
Downside to fair value
9.3%
Verdict
Priced within our range of $52.80 – $121.84
Price as of · Prices are delayed.
Fair value against the delayed market price: Priced within our range of $52.80 – $121.84.

Reverse DCF: Today's price implies revenue growth of 6.4% a year for 5 years; our model assumes 4.2% a year on average over the same horizon.

What is CL's TickerWorth Score?

C51/100

Middle of the pack — real strengths and real weaknesses

Compared with Consumer Defensive companies in US

Its strongest point: a profitable, high-quality business. Its weakest: looks expensive on the numbers.

  • Value · 21 of 100

    Cheaper than 21% of Consumer Defensive companies in US

  • Price vs worth · 43 of 100
  • Quality · 79 of 100

    More profitable than 79% of Consumer Defensive companies in US

  • Financial health · 50 of 100

    Financially stronger than 50% of Consumer Defensive companies in US

  • Growth · 54 of 100

    Growing faster than 54% of Consumer Defensive companies in US

  • Momentum · 81 of 100

    Outperformed 81% of Consumer Defensive companies in US over the past year

Confidence: High confidence · Scored

Get the Undervalued Company of the Week.

The Weekly Undervalued

The Undervalued Company of the Week, with its fair-value range and the growth its price implies. We'll email you when the weekly list starts. Not advice or trading calls.

CL DCF valuation, input by input

TickerWorth's fair value for Colgate-Palmolive Company (CL) is $85.39 a share, against the delayed market price of $94.11 (priced within our range of $52.80 – $121.84). We do not call it over- or undervalued from inside our range. It is a model estimate, and every input behind it is sourced below. This is an educational model, not a price target or a recommendation.

Read the full reasoning

One of the lenses behind that blended figure is a discounted-cash-flow model, which on its own values CL at about $82.64 per share. The rest of this page walks through that DCF — its assumptions, reverse-DCF and discount-rate sensitivity — because it is the auditable anchor of the blend.

The valuation discounts Colgate-Palmolive Company's projected free cash flows at a weighted-average cost of capital (WACC) of 6.9%, with a long-run terminal growth rate of 2.5%. About 82% of the enterprise value comes from the terminal value — the portion beyond the explicit forecast window — which is typical for a stable, cash-generative business and a reminder that small changes in the discount rate or terminal growth assumption swing the intrinsic value meaningfully.

Running the DCF in reverse — solving for the growth the current price already assumes — the market is implying roughly 6.4% annual revenue growth for CL. Our base case instead compounds to about 4.2% a year over the same forecast, so the market is pricing in materially faster growth than our base case. The reverse-DCF is a quick sanity check: it reframes 'is this stock cheap?' as 'do I believe the growth the price requires?' rather than arguing over a single point estimate of fair value.

Sensitivity matters more than any single number. Across a reasonable band of discount-rate assumptions, CL's modeled DCF value ranges from about $51.40 to $194.15 per share. If that range still sits below today's price, the market is optimistic relative to the model across the whole band; if it brackets the price, the stock is roughly fairly valued on our assumptions. Use the interactive slider to see exactly where your own cost-of-capital view lands.

How to read this page: the DCF fair value is what Colgate-Palmolive Company would be worth if its cash flows grow as modeled and are discounted at the stated WACC. The assumptions table shows every input and its source; the reverse-DCF shows what the market believes; the sensitivity band shows how fragile the answer is. None of this is investment advice — it is a transparent, auditable framework for forming your own view of CL's intrinsic value. Figures update as new filings and prices come in.

Every input behind CL's DCF

InputValue
Base-year revenueCOLGATE-PALMOLIVE COMPANY FY2025 10-K (accession 0000021665-26-000006): us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax, FY2025 full year.$20,382,000,000
Base EBIT marginCOLGATE-PALMOLIVE COMPANY FY2025 10-K (accession 0000021665-26-000006): us-gaap:OperatingIncomeLoss 3,306,000,000 / revenue 20,382,000,000 = 16.22%, FY2025.16.2%
Forecast revenue growthESTIMATEAssumption — TickerWorth's 5-year explicit forecast4% → 4% → 4% → 4% → 4%
Risk-free rateLive feed — US 10-year Treasury yield (^TNX)5.2%
BetaLive feed — yfinance, 5-year monthly beta vs the S&P 500 (clamped to 0.4–2.5)0.40
Terminal growthESTIMATEAssumption — TickerWorth house default 2.5%, held below WACC2.5%
Diluted sharesCOLGATE-PALMOLIVE COMPANY FY2025 10-K (accession 0000021665-26-000006): WeightedAverageNumberOfDilutedSharesOutstanding = 811,100,000 shares, FY2025.811M
Market priceDelayed quote · as of 2026-10-19 13:53 UTC$94.11

Change CL's assumptions

The discount-rate dial and the editable model

Pro

Change growth, margin and WACC yourself — Pro (7-day free trial, card required).

What does Colgate-Palmolive Company do?

What does it do?

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products in the United States and internationally. It operates through two segments: Oral, Personal and Home Care; and Pet Nutrition. It operates in the Household & Personal Products industry (Consumer Defensive sector), headquartered in United States. The company employs roughly 33,600 people.

How does it make money?

The business turns $21.0B in annual revenue into profit. Out of every $100 of sales, about $21 is left as operating profit (operating margin of 21.0%), after a 60% gross margin on the products/services it sells. After all costs, taxes and interest, 9.7% of revenue becomes bottom-line net profit.

Is it financially healthy?

Financially it looks stretched: carries heavy debt (13.9× equity), can just cover its short-term bills (1.0× current ratio), and is currently profitable.

CL insider trading

We have no recent SEC Form 4 insider filings on file for Colgate-Palmolive Company. Form 4 covers US-listed companies only.

Common questions

  • What is CL's intrinsic value?

    TickerWorth's blended fair value for Colgate-Palmolive Company (CL) is $85.39 per share, versus a market price of $94.11 (priced within our range of $52.80 – $121.84).

  • Is CL overvalued or undervalued?

    Priced within our range of $52.80 – $121.84 at $94.11. We don't call CL overvalued or undervalued from a range. This is an educational estimate, not advice.

  • What discount rate is used for CL?

    A WACC of 6.9% and a terminal growth rate of 2.5%.

  • Is Colgate-Palmolive stock undervalued?

    TickerWorth's fair value for Colgate-Palmolive Company (CL) is $85.39 against a market price of $94.11. Our read: Priced within our range of $52.80 – $121.84. This is a model estimate, not investment advice.

  • Colgate-Palmolive (CL) DCF valuation and fair value

    Our fair value for Colgate-Palmolive Company (CL) is $85.39, built on a 6.9% discount rate (WACC) and 2.5% terminal growth. It blends our discounted-cash-flow model with other valuation lenses. Every assumption is listed on this page with its source.

  • What growth is priced into Colgate-Palmolive stock?

    Today's price implies revenue growth of 6.4% a year for 5 years; our model assumes 4.2% a year on average over the same horizon. This is a reverse DCF: it holds our cash-flow model's other inputs and solves for the revenue growth that makes the model equal today's price of $94.11. A model estimate, not investment advice.

  • Colgate-Palmolive (CL) insider trading

    We have no recent SEC Form 4 insider filings on file for Colgate-Palmolive Company (CL). Form 4 covers US-listed companies only.

How does CL compare with its peers?

Not investment advice. TickerWorth Score is a model output.

Educational tool. Every output reflects the assumptions shown — not a prediction and not investment advice. TickerWorth is not a licensed investment adviser, and these figures are estimates from public filings and market data that can be wrong.